Benefits strategy for San Diego employers, families, and those approaching Medicare.
CA Lic# 0G78983 · CA Lic# 0M97810
Our full website is being rebuilt. Everything else is unchanged — Michelle is available by phone and email during regular business hours, and new inquiries are welcome.
Get in touch
Michelle Hames
Insurance Broker
Coverage we place
- Group Medical, Dental, Vision & Life Employee benefit programs built around what a business can sustain and what its people actually need.
- Medicare — Parts A, B, C & D Straightforward guidance through enrollment windows, plan comparison, and the decisions that are hard to reverse.
- Voluntary Worksite Benefits Aflac, Reliance Standard, and Transamerica — coverage employees choose and fund themselves.
What we stand for
Authenticity
Transparency
Strategy